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- If you used a Target RedCard, a refund could typically take from one to two days
- If paid by a third-party credit card, a refund could take up to three days
- Requesting a Target refund through the Online Return Center can last at least five days
Consequently, Can I get a cash refund if I paid by debit card at Walmart? If you paid with a credit card, Walmart says it will apply your refund only to that same credit card If you paid with a debit card, you have the option to put the refund back on the card or get cash
How does debit refund work? When you make a debit card purchase, the money is transferred out of your bank account to the merchant The bank cannot issue an immediate refund to your debit card because the process is instant, and your money is no longer there If you need a refund, you must contact the merchant to process the request for a refund
Besides Why does it take so long to get a refund on a debit card? There are two primary reasons: The easy one: Merchants don’t have as much motivation to process a refund as they do to process a purchase that will put money in their pockets The second reason: It’s a bit of an illusion
Can you buy something with a credit card and return for cash? No, it’s not possible to make a purchase with a credit card and then return what you bought for a cash refund
How do returns work with debit cards?
When you make a debit card purchase, the money is transferred out of your bank account to the merchant The bank cannot issue an immediate refund to your debit card because the process is instant, and your money is no longer there If you need a refund, you must contact the merchant to process the request for a refund
What is Target’s return policy?
Enjoy free & easy returns We’re happy to accept returns for a full refund within 90 days for most items Add an extra 30 days if you paid with RedCard And you have up to a year to change your mind on Target owned brands or registry items
Does a refund have to be on the same card?
No, funds must be refunded to the card that was originally used for the credit card transaction This is to help prevent fraud by ensuring funds return to the same bank account that was originally debited and not an account that does not belong to the original cardholder
How long does it take target to refund your debit card?
Refunds to a Target RedCard typically take up to 2 days after we’ve approved the refund Refunds to a third-party credit card typically take up to 5 days after we’ve approved the refund
Different refund options
| Original purchase | Refund options |
|---|---|
| Debit Card | Credit to debit card |
